As a traveler, knowledge of Travel Law and Travel Protection is needed to protect and enforce your rights. For travelers, we recommend as a matter of Preventive Legal Care™ that no one should travel on adventure tours or to third world regions without evacuation and repatriation insurance. Frequent travelers can obtain an annual policy for all of their travel, at a minimal cost, that is equivalent to the cost of a taxi to the airport.
There is a legal theory known as “how much justice can you afford?” that some times interferes with collecting reimbursement owed to you. One of the easiest ways to avoid being a victim of this legal theory is to be reimbursed for certain third party expenses by obtaining travel protection and travel insurance in advance.
Also you should know that if you have a tight travel time connection, to meet for example, your cruise ship, you can minimize your stress and enjoy your trip, by choosing the appropriate type of travel protection, sufficient to fill in the gaps of empty coverage you may have with other insurance providers.
When a client of ours had to be flown from Malaysia to San Francisco after being paralyzed in a Polo accident and the cost of the accompanying anesthesiologist, doctor, and medically required reconfiguration of the first class seat ran over $60,000 in evacuation costs, we became advocates for travel insurance.
We also recognized the merit of travel insurance when Alexander Anolik’s father needed an air ambulance from Las Vegas to Salt Lake City, and it took a year of legal sparing to get Medicare to recognize the “air ambulance” as an “ambulance.” Since he was not from Salt Lake City, his doctor ordered the air ambulance for treatment, and his policy provided finally agreed to cover the Learjet ambulance.
Stress related delays and unexpected expenses have become a regular occurrence in modern travel. If you foresee the possibility of potential evacuation or emergency medical bills on your trip, you should understand that your present coverage may not work overseas and obtain additional coverage.
For Travel agents and travel agencies, recognize that due to the increased litigious trends in the United States, Errors and Omissions Protection is also a valuable way to minimize costs.